Title Insurance

Potomac Settlement Services

Main Office
7250 Heritage Village Plaza
Suite 202
Gainesville, VA 20155
Tel: (703) 257-1884
Fax: (571) 248-4436

Winchester Location
206 S. Cameron Street
Winchester, VA 22601

Woodbridge Location
4311 Ridgewood Center Drive
Woodbridge, VA 22192

Providing real estate settlement services and title insurance throughout Maryland and Northern Virginia, including Gainesville, Haymarket, Woodbridge, Manassas, Fairfax, as well as Warrenton and Winchester, VA.

Unity Title Settlement and Title Company

What is Title Insurance?

First, the word title is a collective term for all your legal rights to own, use, and dispose of land. Title includes all previous ownership, uses, and transfers. To legally transfer real estate property, a title search must be performed and, in most cases, the title must be found free of any circumstances that could endanger your right of ownership.

Title insurance protects against the possibility of future loss should your legal rights to your property be challenged. There are two types of title insurance: a lender's policy and an owner's policy. The lender's policy protects the lender's interest in the property for the amount of the mortgage loan. An owner's policy protects the homebuyer for the full property value. While a lender's policy is often required to grant a mortgage loan, an owner's policy is typically optional.

If you have any questions, please contact us at (703) 257-1884 and one of our highly qualified title agents can answer your question.